Regression to the Mean

Jack Bogle’s ghost warns about 401(k)s https://a.msn.com/r/2/BB1gUrmr?m=en-us&a=0  

As the article says “It’s worth taking a moment to reflect on just how good things have been for investors for a decade.”  But, “Enjoy making 12% a year, but don’t get used to it.”  It’s not going to last forever.  

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