Two Interesting Interrelated Topics

I have been hearing more and more about two interesting interrelated topics recently.

First is an article from my NPR news feed from a short while back, about governments introducing virtualized versions of their “centralized” currencies. As you might imagine China seems to be way out in front on this. It may be virtual and it may be crypto but it is still centralized. That means it is soverign currency and a government controls this “e-currency”.

https://www.npr.org/2022/02/06/1072406109/digital-dollar-federal-reserve-apple-pay-venmo-cbdc?sc=18&f=1001

Second and what might be even more interesting however is the rise in “decentralized” finance, or DeFi. Here, at least at first, a government does not necessarily control the currency. Here is a reference to a Coursera course produced by Duke University on this topic. This might be where the real action is going to be going forward.

https://www.coursera.org/learn/decentralized-finance-infrastructure-duke?specialization=decentralized-finance-duke

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